CreditShop Questions and Answer Index

I'd like to make a payment.

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I'd like to set up Autopay (recurring payments)

You can set up autopay in the customer portal by visiting this page and signing in.
1) Go to the Payments tab in the upper menu.
2) Select the Setup Recurring Payments
3) Specify a bank account you want to use (if you have more than one saved), the amount you would like to pay and the date of the payment.


Still need help? Use this form to contact our support team.

I'd like to make a payment online

You can make online payments in the customer portal by visiting this page and signing in.
Go to the Payments tab in the upper menu. You can choose to make a payment using your bank account or debit card.


Still need help? Use this form to contact our support team.

I'd like to pay by texting PAY to 90909

At your convenience you can make a payment through text message by texting "PAY" to phone number 90909
We will respond to confirm your bank account information and payment amount.
All you have to do is respond "YES" and we will make the payment.
Keep in mind, the mobile number you use to text us must match the number we have on file.
Additionally, the bank information we have on file will be used for the payment. If you need to make changes, you may update your profile at any time by visiting our customer portal.


Still need help? Use this form to contact our support team.

I'd like to make a payment by phone

Our automated system is available 24 hours a day.
By calling 800-317-9240 you will receive a menu providing you with current information regarding your loan. After listening to the information, you may simply press 1 to schedule the payment. You must follow the instructions and press 1 again to confirm the payment details.


Still need help? Use this form to contact our support team.

I'd like to make a payment by mail

If you wish to mail your payment, please send the payment to:
Credit Shop, Inc.
PO Box 205980
Dallas, TX 75320-5980

If you wish to mail your payment overnight via express mail, please send the payment to:
Wells Fargo – Lockbox Services – LBX # 205980
Credit Shop, Inc., 2975 Regent Blvd.
Irving, TX 75063

PLEASE NOTE: This address is to be used for overnight deliveries only.


Still need help? Use this form to contact our support team.

I'd like to make a payment with cash

Visit www.paynearme.com/creditshop to set up your payment.
It will cost $3.99 to set up the payment and you will have to provide your Account Number, Name, and Email or Mobile Phone (to receive payment instructions). Payments can be made at 7-11, Family Dollar, and Ace Cash Express.


Still need help? Use this form to contact our support team.


About Us

CreditShop provides affordable personal loans for everyday and emergency needs. Interest rates range from 18% to 36% and conform to the federally mandated threshold of 36% ... which many consumer advocates consider essential to keep borrowers out of the debt trap. While not everyone will qualify for a loan, many consumers use unsecured simple-interest installment loans to save money and pay less every month.